Compulsory Third Party Liability is mandated by the Land Transportation Office (LTO) of the Philippines for all motor vehicle owners. CTPL protects you from any possible liability for a third party caused bodily injury and/or death in an accident arising from the use of your motor vehicle.
Be protected without the hassle by applying online.
We believe in providing our clients with utmost convenience.
Applying for Complusory Third Party Liability (CTPL) insurance is as easy as:
| Vehicle Classification | Total Premium |
|---|---|
| Private Car (including jeeps and utility vehicles) | P 606.00 |
| Light/Medium Trucks (Own Goods) Not Over 3,930kgs. | P 656.00 |
| Heavy Trucks (Own Goods) and Private Buses over 3,930kgs. | P 1,246.00 |
| AC and Tourist Cars | P 786.00 |
| Taxi, PUJ and Mini | P 1,146.00 |
| PUB and Tourist Bus | P 1,496.00 |
| Motorcycles/Tricycles/Trailers | P 296.00 |
| including Burial and Funeral Expenses | P 200,000.00 |
| Types of Accomodation of Professional Attendance Extended | Service Rendered | Maximum Reimbursable Fees and/or Charges |
| 1. Hospital Rooms | Maximum of 45 days per accident Laboratory examination fees, X-rays |
P 500.00/day P 2,000.00 |
| 2. Surgical Expenses | Major Operation Medium Operation Minor Operation |
P 7,500.00 P 5,000.00 P 1,500.00 |
| 3. Anesthesiologist's | Free Major Operation Medium Operation Minor Operation |
P 2,500.00 P 2,000.00 P 500.00 |
| 4. Operating Room | Major Operation Medium Operation Minor Operation |
P 1,500.00 P 1,000.00 P 500.00 |
| 5. Medical | For daily visits of Practitioner or Specialists The total amount of medical expenses must not exceed |
P 400.00/day P 5,000.00 |
| 6. Drugs and Medicine | (For a single period of confinement) Actual Value of drugs and medicine used but not exceed | P 20,000.00 |
| 7. Ambulance | Actual amount charged for ambulance transport but not exceed | P 1,500.00 |
| Tow Limbs | P 50,000.00 |
| Both Hands, or All Fingers & Both Thumbs | P 50,000.00 |
| Both Feet | P 50,000.00 |
| One Hand and One Foot | P 50,000.00 |
| Sight of Both Eyes | P 50,000.00 |
| Injuries resulting in being permanently bedridden | P 50,000.00 |
| Any other injury causing permanent total disablement | P 50,000.00 |
| Arm at or above Elbow | P 20,000.00 |
| Arm between Elbow and Wrist | P 15,000.00 |
| Hand | P 15,000.00 |
| Four Fingers and Thumbs of One Hand | P 15,000.00 |
| Four Fingers | P 12,000.00 |
| Leg at or above Knee | P 20,000.00 |
| One Foot | P 15,000.00 |
| All Toes of One Foot | P 10,000.00 |
| Thumb | P 8,000.00 |
| Index Finger | P 6,000.00 |
| Sight of One Eye | P 20,000.00 |
| Hearing - Both Ears | P 30,000.00 |
| Hearing - One Ear | P 15,000.00 |
We believe that you deserve worry-free protection, with an insurance company that is legal and trustworthy.
Paramount Life and General Insurance Corporation is guaranteed accredited by the Land Transportation Office. We guarantee that you can purchase your CTPL at the right place with no hassle and worries.
With over 2,000 branches nationwide, MLhuillier makes it a lot easier for you to get your COC or Certificate of Coverage in just a few minutes.
All you have to do is go to any MLhuillier branch near you, fill out the application form and pay your premium. It’s as easy as 1,2,3!
Being of service for over 65 years, Paramount Life and General Insurance Corporation (PLGIC) continuously provides reliable insurance protection for the Filipino citizen.
By 2014, PLGIC had a total net worth over P1.4 billion and assets exceeding P4 billion. Being one of the fastest growing insurance companies in the country. PLGIC continues to be committed to providing exceptional service to its growing number of policyholders nationwide.
